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Low Rates Incentive to Refinance

Low Rates Incentive to Refinance

Not even two years ago everyone expected interest rates to rise and to continue rising. The Bank of Canada implemented 6 consecutive rate hikes before coming to a standstill in October last year and announced on Wednesday that they will yet again keep rates as they...
The Pre-Approval: Your Mortgage Guide

The Pre-Approval: Your Mortgage Guide

If you’re looking to buy your first home but you’re worried about hang ups along the way, the best way to be prepared is to get yourself a mortgage pre-approval. The sheer amount of information sure to fly at you from friends, family and the internet is...
Funds For Home Buyers… Maybe

Funds For Home Buyers… Maybe

The Federal election is coming up this fall, which means the current office has released it’s proposed 2019 budget. It’s a long document (which you can read in detail here) but among the pages you’ll find two enticing offers for first time home...
Understanding Credit Card Interest

Understanding Credit Card Interest

You may think you understand how credit card debt works, but do you really? If your credit card has an interest rate of 19.5%, how much interest will you accumulate at the end of each month? When does the credit card company start charging you interest? How can you...