by josh | Jun 15, 2018 | Interest Rates, Mortgage, Mortgage Blog, Mortgage Broker, Uncategorized
Determine your budget:Before you even start looking, you need to know how much you can comfortably afford. Don’t waste your time looking at homes that you can’t buy – that’s a terrible way to disappoint yourself in the end. Get...
by josh | Jun 8, 2018 | Interest Rates, Mortgage, Mortgage Blog, Mortgage Broker, Uncategorized
Mortgage brokers help their clients find the best mortgage for them. This isn’t a one-size-fits-all product, since factors like not having pre-payment penalties, low up-front costs or and others could matter more than the official interest rate. What many don’t...
by josh | Apr 15, 2018 | Interest Rates, Mortgage, Mortgage Blog, Mortgage Broker, Uncategorized
The Bank of Canada surprised some in Canadian cities like Grande Prairie by keeping interest rates steady at 1.25% while hinting they’d raise it eventually by the third quarter. In theory, they’d need to raise the benchmark rate to 1.75% to hit normal rates. Yet...
by josh | Apr 1, 2018 | Interest Rates, Mortgage, Mortgage Blog, Mortgage Broker, Uncategorized
Around 20% of first time home buyers received assistance from their parents in one form or another. Let’s look at the trends driving it, the ways parents are providing this assistance and the pros and cons of the various approaches involved. Why More Parents Are...
by josh | Mar 1, 2018 | Interest Rates, Mortgage, Mortgage Blog, Mortgage Broker, Uncategorized
Wills and living trusts are legal documents that distribute property. Both are useful estate planning tools, but there are important differences. With a living trust, a representative is appointed to manage your property while you’re alive (even if you become...
by josh | Feb 1, 2018 | Interest Rates, Mortgage, Mortgage Blog, Mortgage Broker, Uncategorized
We often hear advice too late to save ourselves time, money and hassle. For home buyers, mistakes come with added zeroes at the end. Here are some of the best kept secrets that home buyers need to hear so they don’t make unnecessary mistakes when buying a home. ...
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