(780) 455-8518 josh@mortgagesforless.ca
Funds For Home Buyers… Maybe

Funds For Home Buyers… Maybe

The Federal election is coming up this fall, which means the current office has released it’s proposed 2019 budget. It’s a long document (which you can read in detail here) but among the pages you’ll find two enticing offers for first time home...
Understanding Credit Card Interest

Understanding Credit Card Interest

You may think you understand how credit card debt works, but do you really? If your credit card has an interest rate of 19.5%, how much interest will you accumulate at the end of each month? When does the credit card company start charging you interest? How can you...
How Much Down Payment?

How Much Down Payment?

When you envision yourself making a down payment on your very first home, how much do you see yourself putting down? Is it 20% like many of the generation before you? Or is it 5% like more and more first-time home buyers today? The common consensus among financial...
Overnight Rate Unchanged Since October

Overnight Rate Unchanged Since October

The Bank of Canada released their statement last week which included the announcement that the overnight rate would remain unchanged at 1.75%. This was expected but many are wondering if and when further increases will come about. The Bank was confident that they...